However, even then it will be necessary to observe a number of important formalities, among which is the fact that cost of urban real estate serving as collateral must not be lower than the estimated amount of the loan. It's a dark, gangster and totally unfair scheme. In General, termination of contract by the borrower, the procedure is quite complicated, the success of such initiatives rarely end. As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited. In other words, to pay the loan all heirs have accepted the inheritance, to avoid this will not succeed.
Statistics show that a huge number of people suffering from creditmany present among today's youth, who grew up in the conditions established capitalist relations. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period. You can, for example, can I refinancing your loan.
Such is the irony. However, it is not strange looks, but this specific category of people in our country are very inclined to commit rash and spontaneous actions, which ultimately lead to the financial collapse or destitute. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money. Usually the initiators of termination by banks. it can change throughout the term of payment more than once. In the future, referring any difficulties or shocks is that not every borrower is able to repay such an expensive mortgage loan, which leads to the fact that borrowers start to rush, trying to refinance the loan or to change bought on credit "square meters" for cheaper housing. For example, a borrower wants to take a Bank of 100 thousand rubles. Once you join your rights and will become the full owner of the inherited property, you immediately appear the obligation to pay for someone else's loan and fend off foreign creditors.